Fintech Ki Baat

🔐 In this compelling episode of Fintech Ki Baat Dil Se, host Shreyas Jani sits down with Saurabh Gupta, Founder & CEO of VeriSmart.AI, to unpack one of the most urgent themes of our digital era: the intersection of data ownership, privacy, and AI ethics.Saurabh shares how decentralized data infrastructure can redefine consumer experiences—making them smarter, more personalized, and privacy-first. From blockchain to interoperable AI to the moral grey zones of algorithmic influence, this is a must-watch for anyone working at the edge of innovation.🔍 What You’ll Learn:Why "data is the new oil" and why you should own yoursHow interoperable AI enables cross-platform personalizationThe truth behind data privacy myths and challengesReal-world use cases for decentralized technologiesHow blockchain + AI can work together in data frameworksThe ethical tightrope of AI for good vs AI for manipulationWhy multi-stakeholder collaboration is vital for safe tech🌐 If you're building in AI, working in fintech, or simply care about who controls your data — this episode will change how you think.👉 Subscribe to Fintech Ki Baat and tap the 🔔 for deep dives with India’s boldest fintech thinkers.

ALL OPINIONS EXPRESSED BY THE HOST IN THIS SHOW ARE THEIR OWN AND DON'T REPRESENT THE VIEWS OF THE ORGANISATION THAT THEY MAY BE ASSOCIATED WITH. 🚀 Welcome to a thought-provoking episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Saurabh Gupta, Co-founder and CEO of VerySmart.ai. Saurabh shares his raw and insightful journey from his early tech days to building a decentralized data infrastructure platform aimed at giving users full control over their digital identity.This conversation goes beyond the surface of startup buzzwords to uncover the real challenges, mindset shifts, and strategic thinking required to build something truly impactful in today's fast-evolving tech landscape.🔍 Episode Highlights:From College Projects to Cutting-Edge Tech: Hear how participating in the DARPA autonomous vehicle challenge sparked Saurabh's entrepreneurial spirit.Startups vs. Traditional Business: Why solving deeply personal, scalable problems matters more than chasing trends.VerySmart.ai’s Mission: Explore how Saurabh’s venture evolved from a reg-tech startup to a decentralized platform redefining user consent and data control.Privacy, Myths & Tech Realities: Why data deletion is misunderstood, and how true privacy starts with empowering the user.Timing Your Leap: Why there’s no “perfect” time to start a business — just the right problem and real conviction.🌐 Whether you’re a future founder, tech builder, or simply curious about where AI and data ownership are headed, this episode is your crash course on turning complex problems into real-world impact.👉 Subscribe to Fintech Ki Baat for weekly episodes featuring the boldest voices in entrepreneurship, fintech, and innovation.

🚀 Welcome to an inspiring episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Pari Raghavan, the visionary founder of Multipl.Dive into the concept of 'spendvesting'—an innovative approach that encourages investing with future spending in mind. This episode unpacks the unique aspects of Multipl, from its user-centric design to its groundbreaking investment strategies that seamlessly blend spending with investing.🔍 Episode Highlights:Origin and Vision: Discover the story behind Multiple’s name and its mission to multiply consumer wealth through smart financial habits.Spendvesting Explained: Learn how Multiple’s platform revolutionizes the way we think about investing by linking it directly to consumption.User Experience: Explore the seamless journey Multiple offers its users, from intuitive investment options to automated financial planning.Behavioral Finance Insights: Gain insights into how spendvesting influences consumer behavior, promoting savings and curbing impulsive purchases.Monetization and Ethics: Understand Multiple’s ethical monetization strategy that focuses on transparency and providing unbiased financial advice.🌐 This discussion is a must-watch for anyone interested in fintech innovations, behavioral finance, or simply looking to understand how modern technology can be harnessed to improve financial health. Join us as Pari Raghavan shares valuable insights on creating a platform that not only meets the investment needs of today’s consumers but also prepares them for future financial challenges.👉 Don’t forget to subscribe to Fintech Ki Baat for more discussions with leading minds in the world of financial technology. Discover trends, solutions, and inspiring stories that are shaping the future of finance.

Welcome to a transformative episode of Fintech Ki Baat Dil Se, where host Shreyas Jani delves into an insightful conversation with Sameer Singh Jaini, the visionary Founder and CEO of The Digital Fifth. Tune in as they discuss Sameer's pivotal shift from a traditional banking role to leading a pioneering consulting firm in the fintech sector. This episode explores the dynamic evolution of fintech, the challenges and opportunities within the lending landscape, especially in real estate, and the critical role of digital transformation in shaping the future of finance. 🔍 Episode Highlights: From Banking to Fintech Pioneer: Uncover Sameer's journey from corporate banking to establishing a leading consulting practice in the fintech domain. Digital Transformation in Lending: Explore how technological advancements, particularly AI, are revolutionizing the lending process, reducing times and enhancing security. Challenges for Small Entrepreneurs: Dive into the difficulties small business owners face in securing financing and how fintech innovations are bridging this gap. The Role of AI and Human Touch: Discuss the balance between leveraging AI for efficiency and maintaining the irreplaceable human element within customer interactions. Regulatory and Community Insights: Gain insights into the evolving regulatory framework and the importance of community building within fintech to drive growth and collaboration. 🌐 Whether you're an entrepreneur, investor, or fintech enthusiast, this episode is packed with valuable insights into the intersections of technology and finance. Learn from Sameer’s experiences and strategies for navigating the complex fintech ecosystem. 👉 Subscribe to Fintech Ki Baat to stay updated with the latest trends and deep dives into the finance technology world. Be part of the community shaping the future of fintech!

Join us on this episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Paddy Raghavan, the innovative founder of Multiple, a groundbreaking investment platform. Tune in to hear about Paddy remarkable journey from a tech enthusiast to a fintech entrepreneur, overcoming the hurdles of transitioning from enterprise SaaS to a consumer-centric business model. This episode is packed with invaluable lessons on financial planning, the importance of perseverance, and strategic insights for budding entrepreneurs. 🔍 Episode Highlights: Entrepreneurial Insights: Paddy discusses his journey from fascination with cloud technology to creating his own startup. Building Consumer Fintech: Explore the unique challenges and strategies in shifting from a business-to-business to a consumer-focused model. Key to Success: Learn why confidence and a deep understanding of your market are essential for any startup founder. Financial Wisdom: Discover the critical role of financial planning and bootstrapping in the early stages of a startup. Value Creation: Paddy emphasizes the importance of creating real value for customers beyond mere financial gains. Chapters: 02:00 - Knowing Paddy Raghavan & how he started the Entrepreneurship Journey 06:19 - Taking the Leap into Entrepreneurship 13:43 - Reflecting on the Entrepreneurial Journey and the Transition to Fintech 🌐 Whether you're an aspiring entrepreneur, a seasoned investor, or just curious about the fintech landscape, this discussion with Pari Raghavan offers a profound look into the dos and don'ts of starting and sustaining a successful business in the digital age. 👉 Hit subscribe on Fintech Ki Baat to catch all our episodes featuring leaders who are reshaping the financial world. Get inspired and learn directly from those at the forefront of innovation. #FintechKiBaat #PariRaghavan #StartupJourney #Entrepreneurship #FinancialPlanning #ConsumerFintech #Innovation #StartupChallenges #ValueCreation #FintechStartup